/ Converters

IIF to OFX converter

Convert a QuickBooks Desktop IIF file to an OFX file in your browser: every transaction, with its date, payee, memo and amount. Your file never leaves your computer. 2 free a day, no sign-up.

No file to hand?

  • Runs in your browser
  • 2 free a day, no sign-up
  • IIF in, OFX out

01 / Why convert

An account’s IIF transactions as OFX, for Xero, Sage, MYOB and GnuCash.

02 / What carries over

From IIF to OFX, field by field.

What the IIF file can hold, and where it goes in the OFX file.

In the IIF fileIn the OFX file
DateKept
Amount (money in and out)Kept
Payee or descriptionPayee (32 characters), full text in the memo
Memo (extra text)Kept
Check or reference numberKept
Bank’s transaction ID (FITID)Not in a IIF file
Running balanceNot in a IIF file
Account numberNot in a IIF file
CategoryOFX has no place for it
Credit card (not a bank account)Kept

03 / Importing it

Importing the OFX file.

Xero

  1. Open the bank account, then Manage account, then Import a statement, and pick the .ofx file.

Sage, MYOB, GnuCash, Moneydance

  1. Look for Import statement, Import bank file or File, then Import, then OFX/QFX.

04 / The IIF file

Getting a QuickBooks Desktop IIF file.

Intuit Interchange Format: tab-separated text QuickBooks Desktop imports. Each transaction is a TRNS line and its split (SPL) lines, which add up to zero.

  • Point-of-sale, payroll and other tools that “export to QuickBooks Desktop” often write IIF.
  • QuickBooks Desktop itself exports lists as IIF (File, Utilities, Export).

Have a bank statement PDF instead? The bank statement converter reads it in your browser too.

05 / Good to know

The details that matter.

  • Dates like 03/04/2026 can mean March or April. The order is worked out from the file (a day over 12 decides it), and you can switch it when nothing does.
  • You pick the account whose transactions you want; bank and card accounts are offered first. Each transaction’s other side becomes its category.
  • Payee names are cut to 32 characters, the OFX limit QuickBooks enforces; the full text goes in the memo. Text is written as plain ASCII, which older importers need.

06 / Questions

Straight answers.

Is this IIF to OFX converter free?

Yes, for 2 files a day with no account. A free account (just your email, no password) gives you 2 more, and paid plans have no daily limit. It runs in your browser, and nothing is stored.

Is my IIF file uploaded anywhere?

No. The file is read and the OFX file is written by code running in this browser tab. Neither is sent to a server. You can check: open your browser’s developer tools, go to the Network tab, and convert a file.

How are dates read?

IIF files write dates in the order of the program that made them (MM/DD in the US, DD/MM in most other places). The order is worked out from the dates themselves, and you can switch it in the panel when nothing in the file decides it.

Does it work for credit cards?

Yes. You can also set the account type to Credit card in the panel, and the OFX file is written as a card statement.

07 / More converters

Other files, same idea.

All of them run in your browser. For PDFs, start at the bank statement converter; every converter is on the converters page.

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bank statements.

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