/ Converters

QBO to QFX converter

Convert a QuickBooks Web Connect file (.qbo) to a Quicken Web Connect file (.qfx) in your browser: every transaction, with its date, payee, memo and amount. Your file never leaves your computer. 2 free a day, no sign-up.

No file to hand?

  • Runs in your browser
  • 2 free a day, no sign-up
  • QBO in, QFX out

01 / Why convert

A .qbo and a .qfx hold the same OFX data: QuickBooks wants one, Quicken the other. This rewrites the file for Quicken and keeps the bank’s transaction IDs, so nothing imports twice.

02 / What carries over

From QBO to QFX, field by field.

What the QBO file can hold, and where it goes in the QFX file.

In the QBO fileIn the QFX file
DateKept
Amount (money in and out)Kept
Payee or descriptionPayee (32 characters), full text in the memo
Memo (extra text)Kept
Check or reference numberKept
Bank’s transaction ID (FITID)Kept
Running balanceNot in a QBO file
Account numberKept
CurrencyKept
Credit card (not a bank account)Kept

03 / Importing it

Importing the QFX file.

Quicken for Windows

  1. File, then File Import, then Web Connect (.QFX) File.
  2. Link it to your existing account when Quicken asks.

Quicken for Mac

  1. File, then Import, then Bank or Brokerage File, and pick the .qfx file.

QuickBooks Online

  1. It takes .qfx files too: Link account, then Upload from file.

04 / The QBO file

Getting a QuickBooks Web Connect file (.qbo).

Intuit’s bank download for QuickBooks: an OFX file with Intuit’s bank id added. It carries each transaction’s date, amount, payee, memo, check number and the bank’s own transaction ID.

  • Online banking: Transactions, then Download, then “QuickBooks Web Connect (.qbo)”.

Have a bank statement PDF instead? The bank statement converter reads it in your browser too.

05 / Good to know

The details that matter.

  • A QBO file with several accounts (checking and savings in one download, say) lets you choose the account.
  • OFX 1.x and 2.x are both read, along with the bank’s corrections to earlier transactions.
  • The bank’s own transaction IDs are kept, so QuickBooks and Quicken still recognise transactions they downloaded before.
  • Quicken may label the account “Wells Fargo”. Web Connect files need a bank id from Intuit’s list, and this is the one most converters use; the transactions are yours.
  • Payee names are cut to 32 characters, the OFX limit QuickBooks enforces; the full text goes in the memo. Text is written as plain ASCII, which older importers need.

06 / Questions

Straight answers.

Is this QBO to QFX converter free?

Yes, for 2 files a day with no account. A free account (just your email, no password) gives you 2 more, and paid plans have no daily limit. It runs in your browser, and nothing is stored.

Is my QBO file uploaded anywhere?

No. The file is read and the QFX file is written by code running in this browser tab. Neither is sent to a server. You can check: open your browser’s developer tools, go to the Network tab, and convert a file.

Will Quicken import the same transactions twice?

No, as long as you import the same transactions: every transaction has an ID (FITID), and Quicken skips IDs it already has. The IDs from your bank’s file are kept.

My QBO file has several accounts. Which one is converted?

The first, until you choose another: when a file holds more than one account (checking and savings, say), the panel lists them all.

Does it work for credit cards?

Yes. A card account in the QBO file stays a card account. You can also set the account type to Credit card in the panel, and the QFX file is written as a card statement.

07 / More converters

Other files, same idea.

All of them run in your browser. For PDFs, start at the bank statement converter; every converter is on the converters page.

Stop retyping
bank statements.

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