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SBI statement password
SBI locks its statement PDFs with a different password depending on how the statement reached you. Find your row, and the password is in front of you.
Short answer
SBI uses four passwords, depending on how the statement reached you:
- Statement that arrived by emailThe last 5 digits of your registered mobile number, then your date of birth as DDMMYY.
- Downloaded from Net Banking or the YONO appYour 11-digit account number, with nothing added in front of it.
- YONO statement sent to your emailYour date of birth as DDMM, then the @ sign, then the last 4 digits of your mobile number.
- Statement asked for by SMS (ESTMT)The 4-digit code you chose yourself when you sent the SMS.
Not on State Bank of India’s site, so not here either: SBI Card (credit card) statements. We don’t guess passwords.
- Passwords
- Four, by how you got it
- Example
- 54678150890
- Source
- State Bank of India’s own support account
Which password is yours?
Find how you got your statement in the left column. The password is on the same line, and the boxes below show it piece by piece.
| Your statement | Password | Example |
|---|---|---|
| Statement that arrived by email | The last 5 digits of your registered mobile number, then your date of birth as DDMMYY. | 54678150890 |
| Downloaded from Net Banking or the YONO app | Your 11-digit account number, with nothing added in front of it. | 12345678901 |
| YONO statement sent to your email | Your date of birth as DDMM, then the @ sign, then the last 4 digits of your mobile number. | 0404@8984 |
| Statement asked for by SMS (ESTMT) | The 4-digit code you chose yourself when you sent the SMS. | 2468 |
| SBI Card (credit card) statements | SBI’s answer is about bank account statements. It doesn’t cover SBI Card statements, so we don’t list a rule for them. | |
Checked against State Bank of India’s own pages on . Every rule links to where the bank says it, under Sources.
The password, piece by piece
Each box is one character, as on a bank form. Open “Work out yours” under a password to type your own details: the boxes fill in with your password, right here in the page.
Statement that arrived by email
1 of 4
The last 5 digits of your registered mobile number, then your date of birth as DDMMYY.
- Last 5 digits of your registered mobile number
- Date of birth, DDMMYY
SBI’s exampleSBI’s own example: mobile number ending 54678, born 15 August 1990.Password: 54678150890
- 11 digits in all, with nothing between the two parts.
Work out yours
Fill these in and the boxes above show your password.
Worked out in this tab as you type. Nothing is saved, and nothing is sent anywhere.
Downloaded from Net Banking or the YONO app
2 of 4
Your 11-digit account number, with nothing added in front of it.
- Your 11-digit account number
Our exampleA made-up account number of 12345678901.Password: 12345678901
- SBI’s words are “11-digit Account Number (no prefixes)”: just the 11 digits.
Work out yours
Fill these in and the boxes above show your password.
Worked out in this tab as you type. Nothing is saved, and nothing is sent anywhere.
YONO statement sent to your email
3 of 4
Your date of birth as DDMM, then the @ sign, then the last 4 digits of your mobile number.
- Date of birth, DDMM
- The @ sign
- Last 4 digits of your mobile number
SBI’s exampleSBI’s own example: born 4 April 2000, mobile number ending 8984.Password: 0404@8984
Work out yours
Fill these in and the boxes above show your password.
Worked out in this tab as you type. Nothing is saved, and nothing is sent anywhere.
Statement asked for by SMS (ESTMT)
4 of 4
The 4-digit code you chose yourself when you sent the SMS.
- The 4-digit code you put in your SMS
Our exampleIf you sent ESTMT, your account number and 2468, the password is 2468.
- The SMS is ‘ESTMT <space> <Account Number> <space> <code>’ to 917208933145, from your registered mobile number. It sends the last 6 months of your savings account statement to your registered email.
In State Bank of India’s words
“Received via Email (Statement) Password Format: Last 5 digits of your registered mobile number + Date of Birth (DDMMYY format).”
“Code is any 4 digit number of your choice which will be used to encrypt the PDF attachment sent to your registered email address”
Open it and convert it, right here
Drop the locked PDF in the box. When it asks, type the password. The statement opens inside this browser tab and comes out as Excel or CSV (or, with a free account, as a file for Tally), with every row checked against the statement’s own balances.
The PDF and the password stay on your device. Nothing is uploaded, and you can check that yourself in your browser’s Network tab.
Tested on a real SBI statement
A real 13-page SBI account statement, read in the browser: 146 transactions, and the running balance matched the statement’s own opening and closing balance to the paisa. SBI’s printed debit and credit totals matched too.
Still won’t open?
Go down this list before you call the bank. Most locked-out moments are one of these.
- Check the row. SBI uses a different password for each way a statement reaches you. Make sure you are using the one for yours.
- Type it, don’t paste it. A pasted password can carry a space at the start or end, and PDF readers count it.
- Two digits each. Day and month always take two digits: the 5th of March is 0503 as DDMM. Use the date of birth the bank has on record.
- The registered number. It is the mobile number linked to your account at the bank, not necessarily the phone in your hand.
- Download it again. A statement that didn’t finish downloading, or was forwarded and re-saved, can refuse every password. Get a fresh copy from the bank.
- Ask State Bank of India. Banks change these rules. We checked SBI’s on 6 October 2026; if what we show no longer works, the bank can tell you, and we’d like to hear too so we can fix this page.
Getting an SBI statement
The ways State Bank of India describes on its own site. Each one gives you the same locked PDF.
SMS, last 6 months (savings account)
- From your registered mobile number, send
ESTMT <Account Number> <code>to 917208933145. The code is any 4 digits you choose. - The statement arrives at your registered email as a PDF locked with that code.
Questions
Why are there different SBI passwords?
SBI uses a different password depending on how the statement reached you. A PDF downloaded from Net Banking or YONO opens with your account number. A statement emailed to you uses your mobile number and date of birth. A YONO statement sent to email uses your date of birth, an @ and your mobile number. Match the row to how you got yours.
Which mobile number and date of birth?
The ones SBI has on record for your account. SBI calls it your “registered mobile number”: the number linked to the account at the bank, which may not be the phone you use today.
My date of birth has a single-digit day or month. Do I add a zero?
Yes. DDMMYY always has two digits each for the day, month and year: 4 April 2000 is 040400 as DDMMYY, and 0404 as DDMM, as in SBI’s own YONO example.
Has this converter been tested on an SBI statement?
Yes. A real 13-page SBI account statement converts to 146 rows, and the balance check comes out at zero difference. That doesn’t guarantee every SBI layout, so the converter checks every statement the same way and tells you if the numbers don’t add up.
Sources
Read on 6 October 2026. Software changes its menus often; if a step here no longer matches what you see, please tell us at hello@safebankstatementconverter.com and we will fix it.
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